Navigating all the options in Medicare can be tricky. I’m here to simplify it for you, and I’ll be there at every turn in the road. Long after that, I’ll still be here whenever you need help, have questions, or want to change directions.
Your Medicare Roadmap: a clear path from learning about coverage to ongoing support. Review the timing checkpoints that apply to you.
Compare Original Medicare, Medicare Advantage, prescription coverage, and Medicare Supplement options. Start a list of your priorities and schedule a conversation with Seth.
For most people turning 65, this lasts seven months: three months before your birthday month, that month, and three months after. A birthday on the first changes the timing. Seth can help you identify your dates; Social Security handles enrollment in Parts A and B.
Before delaying Medicare, check with your employer’s benefits administrator. Current-employment group coverage, employer size, and HSA contributions can affect your decision. Review this with Seth before making changes.
Contact Seth to review your situation. A Special Enrollment Period may apply. Otherwise, the General Enrollment Period for Parts A and B is January 1–March 31, with coverage generally starting the following month.
Late enrollment may increase your Part B or Part D premiums. Exceptions depend on your coverage and enrollment circumstances. Review your deadlines and any creditable drug coverage before delaying enrollment.
Compare premiums, deductibles, copays, coinsurance, drug costs, and provider networks. Seth will help you consider the overall cost of coverage and check whether assistance programs may apply.
Check your enrollment confirmation and coverage start date. Keep your cards handy, review your plan documents, and contact Seth with questions. We can revisit your coverage as your needs change.
These are planning checkpoints, not automatic enrollment instructions. Your deadlines and coverage start date depend on your situation. Contact Seth before changing existing coverage.
Lifelong Benefits works in partnership with Medicare Advocates. Lifelong Benefits is a private insurance business and is not affiliated with or endorsed by the U.S. government or the federal Medicare program.
Draft TPMO disclosure — local counts must be confirmed before launch:
We do not offer every plan available in your area. Currently we represent [confirmed number of organizations] organizations which offer [confirmed number of plans] products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
TTY users can call 1-877-486-2048.
Plan availability, costs, benefits, provider networks, and coverage rules vary by location, plan, and year. Review the plan’s official materials before enrolling. You must continue to pay your Medicare Part B premium, unless it is paid for you by Medicaid or another program.
Talking with Seth does not obligate you to enroll. Enrollment is subject to eligibility and an applicable enrollment period.
This preview does not collect personal information. Do not send Medicare numbers, Social Security numbers, or medical records through ordinary email. Any future contact or health-information forms need a separate privacy and consent review.