Senior couple hiking above mountain ranges at sunset

Medicare 101

Start with the four parts of Medicare, then explore the coverage that fits your needs.

Part A · Hospital Insurance

Part A helps cover inpatient hospital care, skilled nursing facility care, hospice, and some home health services.

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Part B · Medical Insurance

Part B helps cover doctor visits, outpatient services, preventive care, and durable medical equipment.

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Part C · Medicare Advantage

Medicare Advantage is a private-plan alternative to Original Medicare that includes Parts A and B and usually Part D.

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Part D · Prescription Drug Coverage

Part D helps cover prescription drugs through a separate drug plan or a Medicare Advantage plan with drug coverage.

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A clear path forward

  1. Understand Medicare’s parts.
  2. Review your current coverage and enrollment timing.
  3. Consider the doctors, prescriptions, and costs that matter to you.
  4. Compare your options with support from your Lifelong Advocate.

Important Medicare information

Lifelong Benefits works in partnership with Medicare Advocates. Lifelong Benefits is a private insurance business and is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Draft TPMO disclosure — local counts must be confirmed before launch:

We do not offer every plan available in your area. Currently we represent [confirmed number of organizations] organizations which offer [confirmed number of plans] products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

TTY users can call 1-877-486-2048.

Plan availability, costs, benefits, provider networks, and coverage rules vary by location, plan, and year. Review the plan’s official materials before enrolling. You must continue to pay your Medicare Part B premium, unless it is paid for you by Medicaid or another program.

Talking with Seth does not obligate you to enroll. Enrollment is subject to eligibility and an applicable enrollment period.

This preview does not collect personal information. Do not send Medicare numbers, Social Security numbers, or medical records through ordinary email. Any future contact or health-information forms need a separate privacy and consent review.

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